Unsustainable situation in the real-estate market: more than 50% of the houses that buy with mortgage go directly to the hire

The real-estate market in our country no for to surprise us and as it counts the VI Barometer of Mortgages published by the grouping of financial users Asufin, the majority of the people buy a house to invest and no to live. And it is that, more than 50% of the people that asked financing to do with a second residence carry with purpose to invest. Nevertheless, it went to less the percentage of people that requested a mortgage to do a house to live (19,15%).

The analysis of Asufin, to the detail

The analysis of Asufin also says that the people that wanted to mortgage to reside of main way in the house purchased went down until 25% of the total of transitions. Therefore, those that did with his first house represented 14,4% in front of 16% anterior, whereas those that mortgaged to change of usual house were 10,3%.

The people asks a mortgage because it considers the real estate a good option to invest in more than 60% of the cases, reducing the percentage of those that think that the prices are better now, have gone up of 9% to 21%.

There are a lot of people that can not ask a mortgage by the economic conditions, being another problem the scarce salary that perceive to face up to the quotas.

If it purchases a house and afterwards invests it is necessary to know which is the profitability of this. Well, the gross profitability in this appearance finished February brushing 6% , falling two years regarding the anterior year. This profitability depend several factors like the location or the characteristics of the house or the market trends. The fork of this appearance in capitals of province goes from 7,48% to 3,31%, as pisos.com.

These are the capitals of province more attractive to invest in house (of more to less):-Córdoba (7,48%)